she/her just trying to live the ancom dream in the mountains

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Joined 2 years ago
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Cake day: March 31st, 2024

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  • Depends where you live, 6 figures is the minimum in some places for single income earners let alone households. For example im working for a company that has a lot going on in Boston, the only way the math maths for me to live there, within 30 minutes commute is about 200k a year, budgeting about $600 a month for a car payment. And about 5-6k in mortgage. Plus utilities are insane so there goes another 500-600 a month. (Probably depends a bit on neighborhood, but thats what some of my coworkers were complaiming about) and food is about 50-60% more expensive my spouse covers that so not sure the cost, id guess for the 3 of us round about another 600-700 in groceries plus say another 200 or so for eating out, so yeah… 6 figures doesnt mean much in terms of real purchasing power the rest going into repairs for cars, home stuff thats inevitably broken in those 70+ yr old houses selling for over a mil. Thats the napkin math, exact math, and budgeting for things like PCs, savings, etc… not included.

    But point being 6 figures doesnt mean well off depending on where that 6 figures is being made. Sure id live like a walking middle age crisis on 100K in the middle of nowhere, but middle of nowhere isnt going to be offering 100k


  • (not sure how it’s called)

    I think you are looking for “wealth tax”

    Also the US has inheritance tax that kicks in once an estate exceeds 5million dollars. The problem is that you can bypass that limit by establishing a trust that holds all your assets. If before your death you put everything over 5million in a trust (baisically a legal contract that acts like a container for assets that a lawyer oversees to make sure the contract is executed) then it stops being your wealth and starts being the trust’s wealth. A trust can have any arbitrary set of rules, for example it could be as simple as: wisely invest my assets and pay out an income to my surviving decendants from the intrest and their decendants. Or ot could be: while i live pay me out, on my death distribute everything left to charities my children are ungreatful brats and don’t get anything. Really it can be anything.

    Those are really useful if for example you have 3 unmarried adults who want to share property and make sure property rights transfer between them until everyone is dead then the trust is disolved and the property goes to: favorite niece or something. It can also be useful to allow joint ownership of regulated items that otherwise can’t be jointly owned (e.g. machine guns) they are also more powerful than a will if for example you want to make sure your grandkids get college money, or dont get any money until 25, while their parents get nothing and so on… anything you can put on a contract can rule the trusts assets.

    So realistically the solution here is to cap how much value can be in a trust, say 5million dollars, and limit how many trusts an individual can be a benneficiary of, lets say 3 trusts at a time.











  • Im not sure what the point of agents is yet in daily life. Ive been meening to try out some agent harnesses to see if i can get anything useful out of them.

    So far my thoughts are, having used them for coding (they need babby sitting or will thought loop) and research on product ideas (actually can be somewhat useful in early stages to find prior art) they could be really useful for me personally keeping track of what im supposed to be doing any given day at work, they could also be useful for auto moderation. They might be useful for organizing my personal email inbox, they might be useful for dealing with compaines automated phone lines that go nowhere useful quickly.

    So im a bit scatter brained and am juggling 5 projects at any given time at work, I often forget random tasks or problems i noticed. So having an LLM that can scan my last week of teams and email to generate a list of tasks i was asked to deal with and current problems ranked by importance could be quite useful. Havent gotten the time to test this. But im hopeful that is a viable usecase.

    I have done some testing in chat mode to see how well they can enforce a given set of rules for hypothetical comments for say a forum or public chat. That seems to work fairly well, though I am not sure its a good idea to let them enforce unsupervised, but the false positive rate is pretty low, its promising with some tweaking and can almost certainly deal with spammers autonomously. I need to set up a harness and unleash one on a low stakes low volume chat/forum to see what happens.

    Based on the results for moderation, and some testing for content analysis i expexct they would be great at classifying emails/documents and suggesting a sensible folder structure and email rules to keep things neat and tidy. Id never let them just run unsupervised but id expext really good suggestions for todying and catching mistakes ive made in my own organizing. Im hopeful here.

    As for dealing with companies, the old phone trees could get annoying but the ammount of time i waste trying to get phone agents or the now mandatory chat agents where phone lines are gone is monumentally higher. Id rather burn my gpu power to have my bot talk to their bot until something actually useful or actionable is extracted. Its obviously a really bad fit, but my time is more valuable than the power id spend letting the bots try to reach and accord.

    (All this is based on running models locally if that wasnt clear, i refuse to do this with a public pay as you go model)